Homeowners still living in the property after the confirmation and redemption period will find an eviction action brought against them by the new owner. The steps of this procedure are determined by state law, as with many other aspects of the entire foreclosure.

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It is vital for former homeowners to research how their state treats occupants remaining after a auction. Some states use the same procedures that are used to evict tenants from rental homes. Others, though, have special treatment for people living in a foreclosed residence.

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In any case, though, the lender or purchaser at auction must adhere to the proper procedures to evict the former owners. If the new owner tries to use an eviction process that is not allowed for former owners of a foreclosed house, the action may be dismissed until the right steps are followed.